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Expert guides on tenant rights, rent increases, and the Section 13 process in England.

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Your landlord's lender has stepped in: who do you pay rent to, and can they put it up?
24 Jun 2026

Your landlord's lender has stepped in: who do you pay rent to, and can they put it up?

A letter arrives on letterhead you do not recognise. Your landlord's mortgage lender has appointed a receiver of rent, or the lender is taking possession, and you are told to pay your rent somewhere new. It is unsettling, and it raises real questions. Do you have to pay this new party? Is your tenancy still safe? And if a rent increase turns up from a receiver or a lender, is it even valid? This walkthrough explains who a receiver of rent is, who you should be paying, how a Section 13 rent increase works when a lender is involved, and the steps that protect you from paying the wrong person or accepting an increase you did not have to. England only, periodic assured tenancies.

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