Is your rent covered by housing benefit?
See how your Local Housing Allowance compares to actual market rents in your area. Enter your details below — it takes 10 seconds.
Frequently asked questions
What is Local Housing Allowance (LHA)?
LHA is the maximum amount of Housing Benefit or Universal Credit housing costs you can receive if you rent from a private landlord. Rates are set by the government based on the 30th percentile of local market rents in your area.
What if my rent is higher than the LHA rate?
If your rent is higher than your LHA rate, you will need to make up the difference yourself. This is often called the 'LHA shortfall' or 'rent gap'. You may be able to apply for a Discretionary Housing Payment from your local council to help cover the gap.
How are LHA rates calculated?
LHA rates are based on the 30th percentile of market rents in each Broad Rental Market Area (BRMA). This means they are set at a level where 30% of local private rents would be affordable. Rates are reviewed annually by the Valuation Office Agency.
What is the shared accommodation rate?
If you are single and under 35, you may only be entitled to the Shared Accommodation Rate — a lower LHA rate based on the cost of renting a single room in a shared house, rather than a self-contained property.
Are LHA rates the same across the UK?
No. LHA rates vary by area. The UK is divided into Broad Rental Market Areas (BRMAs), and each has its own set of rates based on local rents. Your postcode determines which BRMA you fall into.
Can I use this calculator for Scotland or Wales?
This calculator currently covers England only. Scotland and Wales have their own LHA rate systems. Check the Scottish Government or Welsh Government websites for rates in those areas.